These services are offered by Visa and MasterCard in association with your card issuer to enhance your protection when shopping online. The schemes work in a similar way to Chip and PIN, protecting your card with a password which only you know.

If your card issuer participates in either of the schemes and you haven't already registered, simply follow the on-screen instructions to create your own password. If you have already registered, then just enter your password and click 'submit'.This information is completely secure, and is only shared between you and your card issuer.

Your identity is verified and your transaction is secure – it's as easy as that!

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